Motorcycle Insurance starting from ₱4,000
Save up to 60% on your Motorcycle Insurance- Dedicated Claim Support
- Flexible Payment Terms
- Fast Policy Issuance
Zen Insure Benefits
Our insurance goes beyond standard protection to give you complete peace of mind.
Pay your way with easy monthly installments or one-time full payment — choose what suits your budget and convenience.
Get quick, summarized quotes with unbeatable rates and top-tier service from trusted providers - all in one place.
No hidden fees. No surprises. You only pay what you see - simple, clear, and honest pricing.
Compare multiple insurers, rates, and promos instantly. More options mean better chances of finding the perfect car insurance for you.
Benefit of Comprehensive Motorcycle Insurance
Covers the cost of repairing damages or the total loss (write-off) of your motorcycle due to accidents, collisions, or vandalism.
Enjoy 24/7 roadside help including towing, jump-starts, flat tire service, and emergency support when you need it most.
Stay protected from floods, typhoons, earthquakes, and other calamities. Includes coverage for damages and support with third-party or legal claims.
Receive financial compensation if your motorcycle is stolen - so you’re never left stranded without a way forward.
Calculate your Motorcycle Premium
Estimated Insurance Premium
₱0
*This is an estimate only. Final quote may vary based on provider, vehicle details and loss history
How Zen Insure Motorcycle Insurance Works
Step 01
Select your car’s make, model, variant, and registration year for accurate pricing.
Step 02
Enter your contact information - no paperwork required.
Step 03
Get a call with the best plans and quotes tailored to your needs.
Motorcycle Insurance - Frequently Asked Questions
Is motorcycle insurance mandatory in the Philippines?
Yes. Just like with cars, CTPL (Compulsory Third Party Liability) insurance is required by law for all motorcycle owners to register their vehicle with the LTO.
What is comprehensive motorcycle insurance?
Comprehensive insurance provides wider protection — including coverage for:
- Accidents and collisions
- Theft
- Fire and vandalism
- Natural disasters (flood, typhoon, etc.)
- Personal accident for the rider
- Third-party property damage
What does CTPL insurance for motorcycles cover?
CTPL covers injuries or death of third parties involved in an accident caused by your motorcycle. It does not cover damage to your own motorcycle.
How much does motorcycle insurance cost?
CTPL insurance usually starts at around ₱300, while comprehensive coverage varies based on your motorcycle’s model, age, and chosen add-ons. Zen Insure offers affordable options with flexible payment terms.
Does Zen Insure cover second-hand or used motorcycles?
Yes! Zen Insure offers motorcycle insurance for both brand new and used motorcycles, subject to inspection and valuation.
What add-ons can I include in my motorcycle insurance?
You can customize your plan with useful add-ons like:
- Acts of Nature cover
- Roadside assistance
- Personal accident cover for the rider
- Accessory protection (e.g., helmets, GPS, custom parts)
How do I file a claim with Zen Insure?
It’s easy!
- Contact our support team immediately
- Submit basic documents (OR/CR, police report, photos)
- Fill out the claim form
- Our claims team will guide you through the rest
What if my motorcycle gets stolen?
If you have theft protection under your comprehensive policy, Zen Insure will provide financial compensation based on the market value of your motorcycle (after deductible, if any).
Can I pay monthly or in installments?
Yes. Zen Insure offers flexible payment options, including monthly or full-payment terms for your convenience.
Why choose Zen Insure for my motorcycle insurance?
Zen Insure offers:
- Fast policy issuance (within 24 hours)
- Affordable and flexible plans
- Digital-first experience — no long lines or paperwork
- Trusted by 20,000+ Filipinos
- Backed by Carmudi Philippines and CarDekho SEA Group
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A Guide to Motorcycle Insurance in the Philippines
Motorcycle insurance is essential for every rider — not just for legal compliance, but for financial protection and peace of mind. In the Philippines, all motorcycle owners must have Compulsory Third Party Liability (CTPL) insurance to register their vehicle with the LTO.
For broader protection, Zen Insure offers Comprehensive Motorcycle Insurance — covering your motorcycle against accidents, theft, natural disasters, and more.
What’s Included in a Zen Insure Motorcycle Insurance Policy
- Third-Party Liability Coverage – Protects you from legal and medical costs if you injure someone or damage property while riding.
- Own Damage Protection – Covers the cost of repairs or replacement if your motorcycle is damaged in an accident, stolen, or vandalized.
- Acts of Nature Coverage – Stay covered during typhoons, floods, earthquakes, and other calamities — ideal for riders in the Philippines.
- Personal Accident Cover – Provides medical support or death benefits for the rider and passenger in case of an accident.
How to Get Comprehensive Motorcycle Insurance with Zen Insure
- Visit Zen Insure Online – No paperwork, no lines.
- Provide Motorcycle Details – Like model, year, and condition.
- Customize Your Plan – Select your coverage level and add-ons.
- Pay Securely – Choose monthly or full payment.
- Get Covered – Policy issued digitally within 24 hours.
How Much Does It Cost?
Expect to pay around 2% to 3% of your motorcycle’s market value annually. Final pricing depends on your chosen coverage, model, and add-ons. Zen Insure offers affordable, flexible options tailored for Filipino riders.
Avoid These Common Insurance Mistakes
- Ignoring Exclusions – Always read what’s NOT covered to avoid surprises during claims.
- Skipping Add-ons – Features like Roadside Assistance or Acts of Nature can be vital.
- Not Knowing the Claim Process – Being informed helps speed up your claim.
How to File a Claim with Zen Insure
- Contact Zen Insure Immediately – Our support team is ready to assist.
- Prepare the Required Documents – OR/CR, police report (if applicable), photos of damage.
- Submit Your Claim – Our team will guide you step-by-step.
- Track Your Claim – We’ll keep you updated until it’s resolved.
Why Riders Choose Zen Insure
- Fast, paperless insurance experience
- Affordable coverage with flexible payment plans
- 24-hour policy issuance
- Trusted by thousands of Filipino riders
- Backed by Carmudi Philippines and CarDekho SEA Group