Truck Insurance starting from ₱10,500
Save up to 60% on your Truck Insurance- Dedicated Claim Support
- Flexible Payment Terms
- Fast Policy Issuance
Zen Insure Benefits
Our insurance goes beyond standard protection to give you complete peace of mind.
Pay your way with easy monthly installments or one-time full payment — choose what suits your budget and convenience.
Get quick, summarized quotes with unbeatable rates and top-tier service from trusted providers - all in one place.
No hidden fees. No surprises. You only pay what you see - simple, clear, and honest pricing.
Compare multiple insurers, rates, and promos instantly. More options mean better chances of finding the perfect car insurance for you.
Benefit of Comprehensive Truck Insurance
Covers repair costs or total loss of your truck due to road accidents, collisions, or operational mishaps, keeping your business moving.
Round-the-clock roadside support including towing, battery jump-start, tire assistance, and emergency help - minimizing downtime.
Safeguards your truck against natural calamities like floods, earthquakes, and typhoons, plus support for legal and third-party claims.
Provides financial coverage in case your truck is stolen, ensuring your logistics or delivery operations aren’t disrupted.
Calculate your Truck Premium
Estimated Insurance Premium
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*This is an estimate only. Final quote may vary based on provider, vehicle details and loss history
How Zen Insure Truck Insurance Works
Step 01
Select your car’s make, model, variant, and registration year for accurate pricing.
Step 02
Enter your contact information - no paperwork required.
Step 03
Get a call with the best plans and quotes tailored to your needs.
Truck Insurance - Frequently Asked Questions
What types of trucks can be insured with Zen Insure?
Zen Insure covers a wide range of trucks — from light commercial vehicles to heavy-duty trucks used for logistics, deliveries, or construction.
Is truck insurance mandatory in the Philippines?
Yes, Compulsory Third Party Liability (CTPL) insurance is mandatory for all vehicles, including trucks, to register or renew registration with the LTO. Comprehensive insurance is optional but highly recommended.
What’s included in comprehensive truck insurance?
Comprehensive coverage typically includes:
- Own Damage (accidents, collisions)
- Theft Protection
- Acts of Nature (floods, typhoons, earthquakes)
- Third-Party Liability
- On-Road Assistance
How much does truck insurance cost?
The cost depends on your truck’s make, model, year, usage (private or commercial), and coverage level. On average, it can range from 2% to 3% of the truck’s market value annually.
Can I insure multiple trucks under one policy?
Yes, Zen Insure offers fleet insurance options for businesses with multiple trucks. Our team will help you consolidate and customize coverage.
How do I file a claim?
You can file a claim online or through our agent. Zen Insure provides dedicated support to guide you through the process—from documentation to approval.
Do you offer flexible payment terms?
Yes! You can pay monthly or in full, depending on your preference and eligibility.
What documents are needed to apply for truck insurance?
Typically, you’ll need:
- OR/CR (Official Receipt / Certificate of Registration)
- Valid ID of the owner
- Truck inspection photos (if required)
Does Zen Insure offer coverage for goods transported in the truck?
No, standard truck insurance does not cover cargo. However, Goods-in-Transit insurance can be purchased as an add-on if needed.
How long does it take to get a policy?
Once your details are submitted and verified, policies can be issued within the same day — often in under an hour*!
Truck Insurance Tips, Trends & Stories
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Who can become a Zen Insure Affiliate? It’s more people than you think!Purva Jain 23 May 2025
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Top benefits of becoming a Zen Insure AffiliatePurva Jain 23 May 2025
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Why every truck business needs Comprehensive Truck Insurance in the PhilippinesSippi Vig 23 May 2025
Why Truck Owners and Businesses Trust Zen Insure
At Zen Insure, we recognize the critical role trucks play in the daily operations of countless Filipino businesses — from transporting goods across cities to powering nationwide logistics. Whether you’re a single truck owner or managing a full commercial fleet, having the right insurance is not just a formality — it’s a smart business decision.
With rising risks on the road, unpredictable weather, and the high cost of repairs and downtime, comprehensive truck insurance becomes a must-have. Zen Insure is here to make that process simple, affordable, and hassle-free.
Customized Coverage for Your Truck Type and Business Use
Every truck is different — and so is every business. We offer tailored plans based on your vehicle’s specifications, route types, and cargo. Whether it’s a light truck for local deliveries or a heavy hauler for nationwide transport, we’ve got you covered.
Seamless Process – From Quote to Policy Issuance
Gone are the days of long lines and complex forms. With Zen Insure, you can:- Get a personalized insurance quote online
- Receive assistance from licensed agents
- Enjoy same-day policy issuance, often in under an hour
Strong Protection Beyond CTPL
While CTPL is mandatory, it only covers third-party injuries. With Zen Insure’s Comprehensive Truck Insurance, you benefit from:- Own damage coverage for accidents, fire, or collisions
- Theft protection, so you’re not left uncovered in case of loss
- Acts of nature coverage for floods, typhoons, and earthquakes
- Cargo protection for your goods in transit (optional add-on)
- Passenger and driver personal accident cover
Dedicated Claims Support
We don’t just issue policies — we stand by you during emergencies. Our claims support team ensures:- Faster claims processing
- Assistance in documentation
- Real-time claim tracking and updates
Your peace of mind is our priority.
Flexible Payment Terms
We understand the financial flow of businesses. Choose between full payment or easy monthly installments, so you don’t have to stretch your budget.
Fleet Insurance Solutions
Managing multiple trucks? Zen Insure offers fleet insurance packages to simplify your renewals and ensure all vehicles in your operation are well protected under one streamlined plan.
Protect Your Truck, Cargo, and Business
Don’t wait for an accident, breakdown, or disaster to realize the value of proper truck insurance. Protect your truck, your cargo, your people, and your business income with a reliable policy from Zen Insure.
Our team is ready to assist you every step of the way.